Author Archives: MadsenFinancialCoaching

If you were given the option to pay monthly for subscriptions vs annually, which would you choose? Are you aware that most places will offer a discount for you to pay up front for the year? Your current situation may tell you that you are only able to pay the monthly because the annual isContinue reading “Monthly or Annual?”

The used car market was outrageous 6-8 months ago, am I right? If you are in the market for a car, I would highly suggest talking to a few people prior to committing to financing (having financed 2 vehicles myself) or worse yet, lease (shudder). I have been hearing a lot lately about people wantingContinue reading “Used Car vs New Car”

Have you ever paid any attention to the amount of traffic lights that are on your route to the office? I actually documented them today during one of my regular routes. Want to guess how many there were? 38! There were also 4 railroad tracks, and 2 stop signs. Out of the 38 traffic lights,Continue reading “Traffic Lights – Daily Commute”

Have you ever listened to a song on a streaming app such as Spotify or Pandora? How about when you are watching Hulu or YouTube TV? Ads pop up everywhere! We are the most marketed to culture in the world and everyone is vying for the money in your wallet / bank. Recently, I rememberContinue reading “Advertisements – The Cost of “Free””

This seems like a pertinent and relevant time to discuss ways to protect yourself financially in the anticipation of or during a recession. Keep in mind that personal finance is personal, and I am here to help you win with your money. As a money coach, I do not offer investments or insurances, I lookContinue reading “Recession”

You may be wondering, “what in the world is the Budget Deep Dive?” Every person / couple discusses. Sometimes it brings up wonderful conversation and other times it leads to money fights / stress in a relationship. I like to think of receipts as a narrative of the 5 W’s: (Who, What, Where, When, Why)Continue reading “Budget Deep Dive”

“Wait a second – hold up. You want me to do what? But, it’s MY income. We don’t earn nearly the same amount and so I should be entitled to what’s mine.” “It’s not equal; it’s not fair.” “I worked really hard to get where I am today.” Have you ever had thoughts like this?Continue reading “Sharing Money”

I am not a car person, but I have learned several things from having worked at Enterprise rent-a-car as well as people who ARE car people. Most people don’t realize that the way they drive their cars has an effect on their wallet. In this day and age – with gas prices being what theyContinue reading “Tips & Tricks Tuesday: Driving Cars”

We are all thinking it…. $85+ to fill up a small SUV!?! What is going on with these gas prices? How are we supposed to survive? I was looking in one area today and noticed the prices = $6.39 for the 87 grade fuel. YUCK One point I want to highlight is the importance ofContinue reading “Inflation – Fuel Prices”

What an exciting time! You are getting ready to have a baby. There are a lot of details to consider if you are first time parents. When we decided that we would have children, we wanted to (try to) have all our ducks in a row in order to make it a smooth transition. LetContinue reading “Preparing for a baby – Stork Fund”